If you are unable to reach your insurance agent or company, most
policies require you to have your home secured against vandalism and
looting. Some policies allow advanced funds for your family to find
lodging. If possible, do not disturb or remove any items before the
insurance adjuster arrives.
You need to keep receipts for all expenditures.
If you are a tenant, contact the resident manager, the owner, or the
owner's insurance agent. It is the owner's responsibility to prevent
further loss to the site.
Be sure that your personal belongings are secure either within the building or by moving them to another location.
Contact your own insurance agent to report the loss. The property
owner's insurance, in most cases, will not cover the loss of your